{"id":2263,"date":"2026-02-04T17:00:17","date_gmt":"2026-02-04T08:00:17","guid":{"rendered":"https:\/\/lp.spep.co.kr\/?p=2263"},"modified":"2026-06-24T10:40:55","modified_gmt":"2026-06-24T01:40:55","slug":"how-to-make-sure-you-have-enough-money-for","status":"publish","type":"post","link":"https:\/\/lp.spep.co.kr\/?p=2263","title":{"rendered":"How To Make Sure You Have Enough Money for Retirement"},"content":{"rendered":"<!-- wp:themify-builder\/canvas \/-->\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"post-video\"><iframe loading=\"lazy\" title=\"How to Make Sure You Have Enough Money for Retirement\" width=\"1165\" height=\"655\" src=\"https:\/\/www.youtube.com\/embed\/HkIzdF22Q1g?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#006098\" class=\"has-inline-color\">VOCABULARY &amp; EXPRESSIONS<\/mark><\/strong><\/p>\n\n\n\n<p><strong><mark>horizon<\/mark>: <\/strong>\uae30\uac04, \ud22c\uc790 \uae30\uac04<br>And so just the time <strong><em>horizon<\/em><\/strong> is very different I think, than people normally think about.<br><br><strong><mark>dignified<\/mark>: <\/strong>\ud488\uc704 \uc788\ub294<br>It&#8217;s having enough wealth and income gains to get you through 35 years plus of a <strong><em>dignified<\/em><\/strong>, enjoyable retirement.<br><br><strong><mark>tempting<\/mark>: <\/strong>\uc720\ud639\uc801\uc778<br>Because on days when the market is down, it may be <strong><em>tempting<\/em><\/strong> to say, look, I have this long term plan\u2026<br><br><strong><mark>allocation<\/mark>: <\/strong>\uc790\uc0b0 \ubc30\ubd84<br>The other thing that&#8217;s important to do is also to change your <strong><em>allocation<\/em><\/strong> over time.<br><br><strong><mark>treasury<\/mark>: <\/strong>\uad6d\ucc44<br>I mean, the traditional safe place like <strong><em>treasuries<\/em><\/strong> didn&#8217;t work in 2022, didn&#8217;t even work in late March.<br><br><strong><mark>equity<\/mark>: <\/strong>\uc8fc\uc2dd(\ud22c\uc790\uc790\uc0b0)<br><strong><mark>nominal<\/mark>: <\/strong>\uba85\ubaa9 \uae30\uc900\uc758<br>If you look at <strong><em>equities<\/em><\/strong>, if you look at private markets, then when it comes to the actual, keeping up with inflation, I think what&#8217;s important to think about is actually a lot of asset classes like equities are <strong><em>nominal<\/em><\/strong> asset classes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>VOCABULARY &amp; EXPRESSIONS horizon: \uae30\uac04, \ud22c\uc790 \uae30\uac04And so just the time horizon is very different I think, than people normally think about. dignified: \ud488\uc704 \uc788\ub294It&#8217;s having enough wealth and income gains to get you through 35 years plus of a dignified, enjoyable retirement. tempting: \uc720\ud639\uc801\uc778Because on days when the market is down, it may be [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[64],"tags":[86,78,79],"builder_content":"","_links":{"self":[{"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2263"}],"collection":[{"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2263"}],"version-history":[{"count":13,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2263\/revisions"}],"predecessor-version":[{"id":2280,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2263\/revisions\/2280"}],"wp:attachment":[{"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}