{"id":2373,"date":"2026-08-19T15:12:14","date_gmt":"2026-08-19T06:12:14","guid":{"rendered":"https:\/\/lp.spep.co.kr\/?p=2373"},"modified":"2026-08-21T13:58:07","modified_gmt":"2026-08-21T04:58:07","slug":"analyst-talks-about-debt-rising-among-young-people","status":"publish","type":"post","link":"https:\/\/lp.spep.co.kr\/?p=2373","title":{"rendered":"Analyst Talks About Debt Rising Among Young People"},"content":{"rendered":"<!-- wp:themify-builder\/canvas \/-->\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"post-video\"><iframe loading=\"lazy\" title=\"Finance analyst talks about debt rising among young people\" width=\"1165\" height=\"655\" src=\"https:\/\/www.youtube.com\/embed\/aKLOKye10gY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#0068a4\" class=\"has-inline-color\">VOCABULARY &amp; EXPRESSIONS<\/mark><\/strong><\/p>\n\n\n\n<p><strong><mark style=\"background-color:#ffff00\" class=\"has-inline-color\">historic<\/mark>: <\/strong>\uc5ed\uc0ac\uc801\uc778, \uc804\ub840 \uc5c6\ub294<br>We are seeing a <strong><em>historic<\/em><\/strong> increase in debt among younger Americans, and they&#8217;re now seeking out help to get their credit back on track.<br><br><strong><mark style=\"background-color:#ffff00\" class=\"has-inline-color\">balance<\/mark>: <\/strong>\uc794\uc561, \ubbf8\uc0c1\ud658 \uae08\uc561<br>So they just kind of ignore it and they continue to use their credit cards, and they continue to rack up that <strong><em>balance<\/em><\/strong>.<br><br><strong><mark style=\"background-color:#ffff00\" class=\"has-inline-color\">staggering<\/mark>: <\/strong>\ucda9\uaca9\uc801\uc778, \uc5c4\uccad\ub09c<br>The numbers I just read are <strong><em>staggering<\/em><\/strong>.<br><br><strong><mark style=\"background-color:#ffff00\" class=\"has-inline-color\">stigma<\/mark>: <\/strong>\uc624\uba85, \ubd80\uc815\uc801\uc778 \uc778\uc2dd<br>I think first of all, it&#8217;s important to take the <strong><em>stigma<\/em><\/strong> out of it.<br><br><strong><mark style=\"background-color:#ffff00\" class=\"has-inline-color\">interest rate<\/mark>: <\/strong>\uc774\uc790\uc728, \uae08\ub9ac<br>So what you do is you pay the credit cards off with the personal loan, and then you repay that debt over 4 or 5 years at a more favorable <strong><em>interest rate<\/em><\/strong>.<br><br><strong><mark style=\"background-color:#ffff00\" class=\"has-inline-color\">well-intentioned<\/mark>: <\/strong>\uc88b\uc740 \uc758\ub3c4\uc5d0\uc11c \ube44\ub86f\ub41c, \uc120\uc758\uc758<br>It may be <strong><em>well-intentioned<\/em><\/strong>, and a lot of these expenses may be very practical items.<br><br><strong><mark style=\"background-color:#ffff00\" class=\"has-inline-color\">spouse<\/mark>: <\/strong>\ubc30\uc6b0\uc790<br>Just be honest with yourself and your <strong><em>spouse<\/em><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>VOCABULARY &amp; EXPRESSIONS historic: \uc5ed\uc0ac\uc801\uc778, \uc804\ub840 \uc5c6\ub294We are seeing a historic increase in debt among younger Americans, and they&#8217;re now seeking out help to get their credit back on track. balance: \uc794\uc561, \ubbf8\uc0c1\ud658 \uae08\uc561So they just kind of ignore it and they continue to use their credit cards, and they continue to rack up that [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[64],"tags":[86,78,79],"builder_content":"","_links":{"self":[{"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2373"}],"collection":[{"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2373"}],"version-history":[{"count":6,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2373\/revisions"}],"predecessor-version":[{"id":2380,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/2373\/revisions\/2380"}],"wp:attachment":[{"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lp.spep.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}