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    Finance & Economy Finance, listening, vocabulary

    How To Make Sure You Have Enough Money for Retirement

    SPEP R&D ⋅ February 4, 2026

    VOCABULARY & EXPRESSIONS

    horizon: 기간, 투자 기간
    And so just the time horizon is very different I think, than people normally think about.

    dignified: 품위 있는
    It’s having enough wealth and income gains to get you through 35 years plus of a dignified, enjoyable retirement.

    tempting: 유혹적인
    Because on days when the market is down, it may be tempting to say, look, I have this long term plan…

    allocation: 자산 배분
    The other thing that’s important to do is also to change your allocation over time.

    treasury: 국채
    I mean, the traditional safe place like treasuries didn’t work in 2022, didn’t even work in late March.

    equity: 주식(투자자산)
    nominal: 명목 기준의
    If you look at equities, if you look at private markets, then when it comes to the actual, keeping up with inflation, I think what’s important to think about is actually a lot of asset classes like equities are nominal asset classes.

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